Terms of Use
Effective date: [November 1, 2025]
Welcome to DebtRelief Up (“DebtRelief Up”, “we”, “us”, or “our”). These Terms of Use (“Terms”) govern your access to and use of debtreliefup.com and any related pages, content, features, or services (collectively, the “Site”).
By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site.
DebtRelief Up is a marketing and matching service. We are not a lender, debt relief company, law firm, or financial advisor. We connect consumers with independent third-party providers (“Providers”) that offer debt relief or related services.
1. Eligibility
By using this Site, you represent and warrant that:
You are at least 18 years old (or the age of majority in your jurisdiction).
You are using the Site for personal, lawful purposes only.
Any information you submit is truthful, accurate, and complete to the best of your knowledge.
We may refuse access to the Site or Services to any person or entity at our discretion.
2. Our Services
DebtRelief Up provides an online platform that:
Collects basic information about your financial situation; and
Uses that information to attempt to connect you with one or more Providers who may offer debt relief or related services.
You understand and agree that:
DebtRelief Up does not itself provide debt settlement, debt management, consolidation loans, credit repair, legal services, tax services, or any other regulated financial service.
Any advice, quote, program, or service is provided solely by the Provider, not DebtRelief Up.
We do not guarantee that you will be matched with a Provider, that a Provider will contact you, that you will qualify for any program, or that your debt will be reduced or resolved.
Program terms, fees, performance, and compliance are the responsibility of each Provider.
3. No Professional Advice
Content on the Site is for general informational and marketing purposes only.
It is not legal, tax, credit counseling, or financial advice.
You should consult with qualified professionals before making decisions about your debts, credit, or finances.
4. Provider Relationships & Third Parties
When you submit information through the Site, you authorize DebtRelief Up to:
Share your information with one or more Providers in our network; and
Allow those Providers (and/or their service partners) to contact you by phone, text/SMS, email, or other methods regarding their services, in accordance with applicable law and our Privacy Policy.
Important points:
Providers are independent entities and are not controlled by DebtRelief Up.
We do not warrant, endorse, or guarantee any Provider, program, rate, fee, term, or outcome.
Your interactions with any Provider are solely between you and that Provider.
You are responsible for reviewing each Provider’s own terms, disclosures, and privacy policy.
DebtRelief Up is not liable for any acts, omissions, statements, or services of any Provider.
5. User Responsibilities
When using the Site, you agree that you will not:
Provide false, misleading, or incomplete information.
Use the Site for any unlawful, abusive, fraudulent, or misleading purpose.
Interfere with or disrupt the operation or security of the Site.
Copy, scrape, reverse engineer, or misuse any part of the Site or its content.
We may suspend or terminate your access for any violation of these Terms.
6. Intellectual Property
All content on the Site, including text, graphics, logos, icons, images, software, and layout, is owned by or licensed to DebtRelief Up and is protected by applicable intellectual property laws.
You may view and use the Site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, or exploit any part of the Site without our prior written consent.
7. Consent to Communications
By submitting your information through the Site, you:
Consent to be contacted by DebtRelief Up and/or Providers using the contact details you provide, which may include phone calls, text/SMS messages, emails, and other methods, including through automated technology where permitted.
Understand that message and data rates may apply.
May opt out of communications at any time by following the instructions in the messages or contacting us or the Provider directly.
Opting out of marketing messages does not necessarily stop all service or legally required communications.
8. Disclaimer of Warranties
To the fullest extent permitted by law:
The Site and Services are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.
We do not warrant that:
The Site will be uninterrupted, secure, or error-free;
Any information on the Site is complete, accurate, or up to date;
You will obtain any particular result from using the Site or being matched with a Provider.
We expressly disclaim any warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising from course of dealing or usage of trade.
You use the Site at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law:
DebtRelief Up, its owners, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages (including loss of profits, loss of data, or emotional distress) arising out of or relating to:We do not warrant that:
Your use of or inability to use the Site;
Any actions or omissions of any Provider or third party;
Any agreements or disputes between you and a Provider.
Our total aggregate liability for any claim arising out of or relating to the Site or these Terms shall not exceed one hundred dollars (US $100), even if this remedy fails of its essential purpose.
Some jurisdictions do not allow certain limitations; in such cases, the above limits apply to the maximum extent permitted by law.
10. Indemnification
You agree to indemnify, defend, and hold harmless DebtRelief Up and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:
Your use of the Site or Services;
Your violation of these Terms;
Your interaction or agreements with any Provider;
Any information you submit through the Site.
Opting out of marketing messages does not necessarily stop all service or legally required communications.
11. Changes to the Site and Terms
We may modify, suspend, or discontinue any part of the Site or Services at any time without notice.
We may update these Terms from time to time. When we do, we will revise the “Effective date” above. Your continued use of the Site after any update constitutes your acceptance of the revised Terms.
12. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of [State], without regard to conflict of law principles.
Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved:
First, through good-faith negotiations; and
If not resolved, exclusively in the state or federal courts located in [County, State], unless applicable law requires otherwise.
You consent to the personal jurisdiction of those courts.
(If your client prefers arbitration, this section can be replaced with an arbitration clause, but that should be drafted/approved by legal counsel.)
13. Severability
If any provision of these Terms is found invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy and any additional disclosures on the Site, constitute the entire agreement between you and DebtRelief Up regarding your use of the Site and Services.
15. Contact Us
If you have questions about these Terms, please contact:
DebtRelief Up